The Bank of East Asia

Website Terms of Use

Please read the details set out below carefully before using this website (the "Site"). By accessing the Site and any pages thereof, you indicate that you accept these terms of use and that you agree to abide by them. If you do not accept these terms of use, please do not use the Site.

Please note that these terms and conditions cover use of our website and they do not cover any of the products or services we provide. Please refer to our products and account terms and conditions.


Information about us

This Site is operated by The Bank of East Asia, Limited ("BEA"). BEA is a company registered in Hong Kong with company number FC015033 and registered office at 10 Des Voeux Road Central Hong Kong. Our UK registered office is at 75 Shaftesbury Avenue London W1D 5BB. Our VAT number is 539235336.

Authorised and regulated by the Hong Kong Monetary Authority. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service. Financial Services Register number: 204628.

'We', 'us' and 'our' means BEA UK.

'You' and 'Your' means a person who accesses the Site.


Use of Site

Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on the Site without notice (see below). We will not be liable if for any reason the Site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of the Site, or the entire Site, to users who have registered with us.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.

You are responsible for making all arrangements necessary for you to have access to the Site. You are also responsible for ensuring that all persons who access the Site through your internet connection are aware of these terms, and that they comply with them.

Legal restrictions may apply to the distribution of information regarding some of the products and services detailed on the Site in certain jurisdictions outside the United Kingdom. These pages are not intended for the use of persons located in those jurisdictions where such restrictions apply. It is the responsibility of those persons accessing these pages in other jurisdictions to ensure that they are aware of all applicable laws and restrictions.


Financial Advice Limitation

Nothing on the Site should be considered as providing financial advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such information by any visitor to the Site, or by anyone who may be informed of any of its contents.

The materials contained in these pages should not be regarded as an offer or solicitation to sell investments or make deposits to any person in any jurisdiction in which it would be unlawful to make such an offer or solicitation. You are recommended to consult your own independent financial advisor.


Warranty Limitation

The information in this website is provided by BEA UK. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, timeliness, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

Any reliance you place on such information is therefore strictly at your own risk.

Unless where the law requires, we will not be liable for any loss or liability resulting from any act or failure to act by your equipment or software, or that of an Internet browser provider, or by an Internet access provider, by an online service provider or by an agent or subcontractor for any of them.


Third Party Sites

We may provide hyperlinks to other websites which are not under our control. These links are provided for your information only. We do not investigate, verify, monitor or endorse the content, accuracy, or opinions expressed within such websites and we accept no responsibility for them or for any loss or damage that may arise from your use of them.

Links to downloadable software sites are for your information only and we are not responsible or liable for any difficulties or consequences associated with downloading the software.


Internet Communication

Messages sent via the Internet cannot be guaranteed to be completely secure as possible interception, loss or alteration may occur. We accept no responsibility for such occurrences or for any loss or damage that may arise as a result of such occurrences.


Personal Data

We process information about you in accordance with our privacy policy posted on this Site. By using the Site, you consent to such processing and you warrant that all data provided by you is accurate.


Changes to this Site

The content and design of the Site, including these terms and conditions, are subject to change at any time without notice.

Any of the material on the Site may be out of date at any given time, and we are under no obligation to update such material.

We may at times suspend access to the Site so that we can carry out maintenance or update the Site. We will use reasonable endeavours to notify you in advance of any scheduled suspension of the Site, although this may not always be possible.



This website and its content are copyright of The Bank of East Asia, Limited. All rights reserved. You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system. You can view, print, download or store temporarily extracts from our website for your own personal use provided that you do not modify the content in any way.


Governing Law and Jurisdiction

These terms and conditions are governed by the laws of England and Wales. The courts in England and Wales will have jurisdiction in respect of any dispute which may arise.