Residential Home Mortgage

Owning your home is possibly one of the greatest joys in life and probably the biggest financial commitment you will ever make. Whether you are buying a new home or re-mortgaging your existing property, our Residential Mortgage is the perfect solution.
Key features include:
	Maximum loan amount of 70% of the property value or purchase price, whichever is lower
	Maximum repayment term of 25 years
	Base Rate Tracker with interest calculated on a daily basis
	Partial repayment allowed with no penalty

For more information, please contact our Business Development Department’s freephone hotline on (0808) 180 3838 or by email at info@hkbea.co.uk, or visit your nearest BEA branch.

Important Notes :
	YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
	All credit facilities are subject to terms and conditions and are only available to persons aged 18 or over.
	Written quotations are available upon request.
	All applications will be subject to our standard assessment of:
		Your repayment ability
		Your credit standing (we may, with your permission, obtain information about you from credit agencies or others)
		The value and condition of the property to be mortgaged
		The information you provide to us, including verification of your identity
	Products are subject to terms and conditions and may be withdrawn without prior notice.
	Security and insurance may be required.
	Interest rates may change according to the Bank's Base Rate.