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Overdraft Facility

Our flexible overdraft facility is a convenient way for you to meet your short-term cash flow needs, offering you greater flexibility in your financial planning, especially when unexpected or seasonal expenses arise. Once a limit that suits your business needs is agreed upon, you can relax and focus on growing your business.
 
Key features include:
 
* Standby facility for a rainy day with interest charged only when you utilise the facility
* Competitive interest rates with interest calculated on a daily basis
* No non-usage fee - you will not be charged for the unused facility amount
* Flexible repayment arrangements for greater convenience and financial management
   
For further information and application details, please contact our Business Development Department’s freephone hotline on (0808) 180 3838 or by email at info@hkbea.co.uk, or visit your nearest BEA branch.